Like most things, employee benefits has changed drastically in the last decade.  Once considered a “given” and a staple by-product of employment, such benefits can no longer be taken for granted or assumed any longer.  Indeed, many employees make their job decisions based on employee benefits.  That’s how tenuous...

If you’ve been in the workplace or owned a business since 2007, the title of this blog post is no surprise.  You’re well aware that the personal financial stresses due to a ravaged economy have taken a toll on the productivity of employees.  However, this Human Resources Executive Online...

Directors and Officers (D&O) liability insurance rates remained within a category of 10% up or down in premium rates for the first quarter 2012.   This is potentially good news for those considering purchasing a D&O policy or changing their current policy. Directors and Officers insurance provides protection against lawsuits...

As the federal Departments of Labor, Health and Human Services, and the Treasury published new regulations concerning compliance with the Affordable Care Act, they also issued a helpful guide for employers seeking information on employee benefits issues related to their business.  1)The Affordable Care Act requires large employers (usually...

Attend our 2nd Annual Spring Seminar in which we’ll examine key economic regulatory and marketplace challenges and implications facing today’s employers. It will be held Tuesday, March 20 from 8 a.m. to 10 p.m. at Feather Sound Country Club. For more information contact Karoline Moran (kmoran@ccfninsurance.com) or call her...

While the once a decade re-districting process has consumed much of the media’s attention during the first half of the 2012 Florida legislative session, there are important insurance initiatives that are also on the agenda.  Whether it concerns combating auto insurance fraud through PIP reform, worker’s compensation fraud, or...

Property insurance issues stemming from windstorms will be the subject of a four day conference in Orlando beginning January 30th at the Buena Vista Palace Hotel.  According to information provided by Business Wire, “Nearly 1,500 property insurance professionals are expected at the three-day event, which is hosted by the...

This evening the Clearwater Regional Chamber of Commerce will hold its annual awards dinner and celebrate its 90th anniversary of supporting local businesses in the Clearwater area.  All of us at CCF&N wish the Chamber a prosperous future in their passionate pursuit of progress.  As a Division Partner, we...

This past May, Governor Rick Scott signed into law Senate bill 408 which contained important and significant changes to Florida laws governing sinkhole damage and insurance coverage of these disasters.  According to the Digital Journal, “The comprehensive new Florida insurance law changes several aspects of property and casualty insurance,...

Last Thursday evening, our insurance agency Connelly, Carlisle, Fields and Nichols were privileged to host Florida’s Chief Financial Officer along with key business leaders in our local Clearwater community for a business roundtable discussion concerning the local economy and state government.  Some of the topics we discussed included sinkhole...