The National Restaurant Association is expecting a good year for restaurants in 2012.  In fact, the Association is predicting a 3.5% increase in restaurant growth over 2011.  However, lurking behind this growth forecast are potential obstacles that could thwart growth.  Management issues coupled with adequate insurance coverage remain issues...

The Insurance Journal has published a story about a disturbing trend in corporate insurance purchasing decisions that may have long-term adverse consequences upon their businesses.  According to the article, nearly 75% of businesses are choosing not to purchase cyber insurance which generally protects companies from losses involving computer hacking...

Yesterday, I blogged about an article in the Insurance Journal warning that the homeowners’ association where George Zimmerman lived may be the target of a civil lawsuit because it had publicly recognized Zimmerman as a captain of the local neighborhood watch volunteer group.  Further complicating matters, it published this...

The Insurance Journal is speculating that the homeowner’s association of the neighborhood in which George Zimmerman lives may be the target of a civil lawsuit in the much-publicized Trayvon Martin fatal shooting.  According to the Journal article, here’s why that may happen: “Exhibit A would be a newsletter sent...

When President Obama’s healthcare reform legislation was approved by Congress and signed into law in 2010, it marked the most significant healthcare change in the last fifty years.  However, this year there will also be important milestones that may significantly impact the future of the legislation.  Perhaps the most...

A Citizens Property Insurance panel approved approximately thirty recommendations that if enacted will affect nearly all Floridians.  Citizens, the largest Florida property insurer with 1.5 million policies, wants to raise premiums and drop some insurance coverages in order to streamline Florida operations as well as reduce the overall risk...