Flood/Excess Flood

Flood insurance specifically provides coverage for rising water, tidal wave or storm surge. Typically in Florida, this damage occurs during a hurricane or tropical storm. The standard homeowners policy excludes loss from floods concerning both the home and contents. Our FEMA servicing carriers provide $250,000 dwelling and $100,000 contents coverage. Very often, higher Florida flood insurance limits are needed to repair or rebuild the home. Higher limits can be secured for the full replacement value of the home through many non-FEMA facilities.