Liability (EPLI, D&O, Personal Umbrella – up to $50m and excess uninsured motorist)

Personal liability exposure can be managed and reduced through appropriate personal liability insurance. We will assist you in determining your exposure and provide you with insurance solutions.

Personal Umbrella – The addition of an umbrella policy should be an integral part of your private insurance program. Umbrella coverage offers excess coverage from liabilities and risks for which your liability insurance does not cover.

When combined with your existing policies, the additional umbrella costs are very reasonable and provide additional coverage for liability exposure not ordinarily covered in a standard policy. . Limits up to $100,000,000 of excess personal liability are available and can also include excess uninsured motorist protection. Defense costs are provided outside the policy limit. Coverage can be included for personal injury if you are accused of libel, slander or causing bodily harm

EPLI (Employment Practices Liability Insurance) – EPLI is an important coverage if you have domestic employees to include wrongful termination, sexual harassment or employment-related discrimination. Defense costs are provided by this valuable protection.